40 And Jesus answered and said to him, “Simon, I have something to say to you.” So he said, “Teacher, say it.” 41 “There was a certain creditor who had two debtors. One owed five hundred denarii, and the other fifty. 42 And when they had nothing with which to repay, he freely forgave them both. Tell Me, therefore, which of them will love him more?” 43 Simon answered and said, “I suppose the one whom he forgave more.” And He said to him, “You have rightly judged.” (Luke 7:40–43, NKJV)
The debt of sin is owed by all, since “all have sinned” (Rom. 3:23). Yet, all do not feel the burden of their debt and fail to honor Jesus Christ – the only one through whom God forgives sins (Rom. 3:24; Acts 4:12). Failing to do so, their sin remains. Every sinner must love and honor Jesus to be forgiven. If you have unforgiven sin, then put your faith in Jesus, bow before Him and in love obey His will. He commands everyone lost in sins to believe His gospel, confess faith in Him, repent of sins and be baptized to be forgiven (Rom. 10:9-10; Mk. 16:16; Acts 2:37-38). Your sin remains unless you have loving, obedient faith. Knowing the debt of sin compels those of faith to come to Jesus for His forgiveness on His terms.